Legal Services

Do You Need to File an Accident Claim?

Accident claims can result from a variety of incidents. Claims can span from road traffic mishaps to work accidents and slips and trips. In order to make sure you receive just and fair compensation, it helps to work with a specialist in this area.

A specialist company can submit your claim to your insurance provider and negotiate a settlement. Compensation generally includes money to cover loss of earnings and injuries. Upon approval of a claim, an accident claim company will arrange for the insurer to provide an interim or up-front payment.

Obtaining Assistance

If your injuries in an accident have prevented you from working or you want to recoup what you have lost in income, you need to obtain legal claim assistance. The compensation you receive will depend on the circumstances surrounding the action and your specific injuries.

In order for a company like the Head Injury Helpdesk to help you, you need to obtain specific information. One thing is vital – you need to document the accident as soon as possible. Include all the details you can, even if some of the information seems trivial. You also need to maintain all the receipts and paperwork associated with the mishap.

Gathering the Evidence

For a road accident, it helps to have photos of the accident scene and the damaged vehicles. It also assists claims specialists to have photos of the claimant’s injuries – images that were taken soon after the mishap. Other items that are used in submitting road accident claims include the following:

  • Memos, receipts, and prescription information related to the patient’s medical care, including details about visits to any emergency room, doctor, or physical therapist. All required paperwork should be signed and dated.
  • Receipts of ancillary costs that were incurred from the accident. These receipts may cover the costs of transportation or hiring childcare services.
  • A letter from your employer should be obtained that records the amount of lost earnings.

In addition, it helps to maintain a daily journal that goes over all the details of your case, which otherwise cannot be supported with receipts. For instance, if you are undergoing medical treatment, record what is involved in the therapy and how you are travelling to the site. Include any pain and suffering that you have experienced. It helps to record your emotions in your journal too. Write down some of the challenges you have had to meet and overcome.

Because each road accident is different, the compensation you claim must be carefully considered based on the information and paperwork you gather. Just make sure you have an advocate on your side. By working with a company that specialises in accident claims, you can obtain the proper financial relief and support.